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Health
Benefits Plan Administration
With
the proliferation of health plan choices, it’s
hard to decide on the best one for your employees. Do
you want a PPO, POS, self-directed or HMO plan? Would
you prefer a $10 or $20 copay? It takes an insurance
expert to make the right decisions.
At
LAI, we shop the top-tier carriers to create a custom
plan that fits the needs of your employees and your
budget. We then handle all administration, from enrollment
to orientation to claims filing – while you stay
focused on other business issues. Our services cover:
-
Design
of a medical plan solution tailored to your business
needs
-
Cards
provided for Major Medical, Dental, Life/AD&D,
Vision Care and Prescriptions
- Short
and Long Term Disability
Plans
- Optional
insurance offered through AFLAC
- Credit
Union membership with Georgia Federal
- Employee
Assistance (EAP)
- Access
to major insurance carriers such as:
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Section
125 Plan Administration
Another
valued benefit plan you can offer employees is the Section
125 Plan, which provides tax savings by deducting employee
medical premiums from gross salary prior to calculation
of federal income and social security taxes. There are
Premium Only plans and Flexible Spending accounts to administer
– yet another set of rules and regulations for you
to keep up with.
Instead,
let LAI handle all the details for you, including deductions,
reporting and administration of Section 125 Plans. Our
services cover:
- Flexible
plans for pre-tax Section 125
- Pre-tax
insurance premiums
- Dependent
day care reimbursement plan
- Medical
Spending account reimbursement plan
- 1-800
participant assistance line
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401(k)
Plan Administration
Helping
your employees invest in their financial future is a
key benefit in today’s world. But managing 401(k)
plans requires time and special expertise. It’s
not something you can take lightly. Whether you want
to keep your current plan or select from one of our
many investment options, we’ll take care of your
401(k) plan administration. Our services cover:
•
10 money manager choices
• 24-hour information line via phone and Internet
• Daily valuations
• Loan provisions
• Social Security integration
• Easy to read, quarterly participant statements
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