Lowden & Associates
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Agreement Options

HR Outsourcing | HR Consulting | Insurance Only

“Lowden provides us with excellent payroll services, employment management, employee benefits, workers’ comp administration and complete Human Resources expertise. They are more than an outsource, they are our partner.”

Controller
Dupree Plumbing Co., Inc.

At LAI, we partner with you to reduce your liabilities and responsibilities as an employer by managing and administering all or part of your employee HR needs.

To meet your ever-changing HR requirements we offer flexible working arrangements. We listen to your needs and then determine the service agreement that best fits your organization, both now and in the future. Delivery options include outsourcing, consulting and insurance only.

HR Outsourcing
When you outsource your HR needs to LAI, we relieve you of the many employment administration tasks that do not add value to your business. The result is that you save money and regain the time to focus on doing what you do best – running your business. In addition, LAI gives you a resource to turn to when you have questions or challenges impacting your business.

With LAI, you can outsource your HR function in three ways:

1. HRO Model–Human Resource Outsourcing. This service offering allows you to outsource your payroll, benefits, human resource needs, compliance issues, workers’ compensation and benefits administration to us. We file taxes under your tax identification numbers and employees are 100% yours for all purposes.

2. PEO Model–Professional Employment Organization. This service offering allows you to outsource the same HR services as listed under ASO, but creates a co-employment agreement between the client and LAI. This allows the client to take advantage of some additional employee benefits, such as 401(k) and section 125, that LAI offers through the co-employment agreement. For more information about PEOs, visit the Web site of the National Association of Professional Employer Organizations.


3. Payroll and Benefits Model–Under this service offering, you can elect to have LAI process your payroll using our 24/7 web access sytem and administer your benefits. This allows clients to consolidate two vital functions under one umbrella by outsourcing to LAI.

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HR Consulting
When you need Human Resource expertise for special projects such as HR audits, Strategic Planning, employee satisfaction assessments, benefits analysis, employee assessments, compensation plan design or other important assignments, we offer our Human Resource services on a project-by-project basis or through a retainer relationship, which gives you a fixed amount of resource for a fixed fee.

Most of the HR services listed in our Services section can be provided through consulting arrangements.

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Insurance Only
If you would like to have your current benefits evaluated, increased or modified, the LAI staff is ready to “shop the market” for you, resulting in a detailed, third-party analysis and recommendations tailored to your specific needs. We locate the following insurance benefits for you:

  • Health Insurance (group and individual)
  • Dental Insurance
  • Life Insurance
  • AFLAC Insurance
  • Long Term Disability
  • Prescription Cards
  • Short Term Disability
  • Vision Coverage

  • When we conduct an insurance benefits analysis for your business, we only work with reputable insurance companies, such as:
         
    Aetna Blue Cross Blue Shield Humana
    Coventry of Georgia HealthMarket Pacific Life
    Kaiser Permanente United Health Care John Alden